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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,411 | $82,674-83.8% | $125,363-89.3% | $68,495-80.4% |
| Participation rate | 93.5% | 75.0%+18.5pp | 82.4%+11.2pp | 67.9%+25.7pp |
| Annual return | -5.05% | -5.97%+0.9pp | 572.15%-577.2pp | -7.84%+2.8pp |
| Employer contribution / active EE | $4,269 | $3,382+26.2% | $4,815-11.3% | $2,596+64.4% |
| Participant deferral / active EE | $7,967 | $6,111+30.4% | $7,447+7.0% | $4,028+97.8% |
| Admin fee / account holder | $4,264 | $6,276-32.1% | $10,005-57.4% | $5,403-21.1% |