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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,156 | $175,257-17.7% | $149,717-3.7% | $139,456+3.4% |
| Participation rate | 42.9% | 83.4%-40.5pp | 78.8%-35.9pp | 80.3%-37.5pp |
| Annual return | 15.54% | 166.70%-151.2pp | 134.41%-118.9pp | 373.45%-357.9pp |
| Employer contribution / active EE | $1,100 | $5,477-79.9% | $4,820-77.2% | $4,753-76.9% |
| Participant deferral / active EE | $3,432 | $6,521-47.4% | $5,682-39.6% | $6,711-48.9% |
| Admin fee / account holder | $2,095 | $16,156-87.0% | $13,213-84.1% | $11,407-81.6% |