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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,325 | $93,345-72.9% | $119,126-78.7% | $87,485-71.1% |
| Participation rate | 93.9% | 68.7%+25.2pp | 75.8%+18.2pp | 68.9%+25.0pp |
| Annual return | 20.73% | 19.08%+1.6pp | 282.11%-261.4pp | 26.06%-5.3pp |
| Employer contribution / active EE | $3,088 | $3,172-2.6% | $4,034-23.4% | $2,596+18.9% |
| Participant deferral / active EE | $4,758 | $4,099+16.1% | $5,318-10.5% | $4,274+11.3% |
| Admin fee / account holder | $898 | $8,039-88.8% | $10,693-91.6% | $7,775-88.5% |