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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,408 | $138,102-90.3% | $125,381-89.3% | $134,532-90.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.57% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.8pp |
| Employer contribution / active EE | $3,601 | $5,245-31.4% | $4,815-25.2% | $4,741-24.1% |
| Participant deferral / active EE | $6,849 | $7,801-12.2% | $7,448-8.0% | $6,401+7.0% |
| Admin fee / account holder | $453 | $11,568-96.1% | $10,007-95.5% | $11,429-96.0% |