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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,255 | $56,199+21.5% | $67,652+0.9% | $59,632+14.5% |
| Participation rate | 90.3% | 71.5%+18.9pp | 75.7%+14.7pp | 68.7%+21.7pp |
| Annual return | -1.86% | 18505.31%-18507.2pp | 6625.04%-6626.9pp | 2041.32%-2043.2pp |
| Employer contribution / active EE | $2,012 | $1,614+24.6% | $2,266-11.2% | $2,203-8.7% |
| Participant deferral / active EE | $4,523 | $2,844+59.1% | $3,560+27.1% | $3,192+41.7% |
| Admin fee / account holder | $8,835 | $3,958+123.2% | $4,821+83.3% | $4,297+105.6% |