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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,347 | $134,001-94.5% | $112,258-93.5% | $134,509-94.5% |
| Participation rate | 72.7% | 78.6%-5.8pp | 75.1%-2.3pp | 81.2%-8.5pp |
| Annual return | -11.50% | 47.15%-58.7pp | 27.47%-39.0pp | 418.13%-429.6pp |
| Employer contribution / active EE | $1,379 | $4,039-65.9% | $3,636-62.1% | $4,741-70.9% |
| Participant deferral / active EE | $2,345 | $5,291-55.7% | $4,728-50.4% | $6,400-63.4% |
| Admin fee / account holder | $649 | $7,491-91.3% | $6,411-89.9% | $11,427-94.3% |