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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,995 | $83,485-30.5% | $125,192-53.7% | $72,975-20.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 12.35% | 25.77%-13.4pp | 43.79%-31.4pp | 81.01%-68.7pp |
| Employer contribution / active EE | $1,482 | $2,346-36.8% | $3,866-61.7% | $2,440-39.3% |
| Participant deferral / active EE | $4,132 | $3,586+15.2% | $4,937-16.3% | $3,608+14.5% |
| Admin fee / account holder | $445 | $5,518-91.9% | $9,704-95.4% | $5,124-91.3% |