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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,064 | $89,367-60.8% | $141,191-75.2% | $72,975-52.0% |
| Participation rate | 84.4% | 75.1%+9.3pp | 82.5%+2.0pp | 69.5%+15.0pp |
| Annual return | 176.04% | 111.87%+64.2pp | 71.41%+104.6pp | 81.01%+95.0pp |
| Employer contribution / active EE | $2,452 | $3,115-21.3% | $4,736-48.2% | $2,440+0.5% |
| Participant deferral / active EE | $9,973 | $5,419+84.0% | $6,710+48.6% | $3,608+176.4% |
| Admin fee / account holder | $334 | $5,957-94.4% | $10,264-96.7% | $5,124-93.5% |