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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,682 | $176,077-91.1% | $159,455-90.2% | $167,518-90.6% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.97% | 331.83%-315.9pp | 263.63%-247.7pp | 478.71%-462.7pp |
| Employer contribution / active EE | $4,654 | $5,298-12.2% | $4,830-3.6% | $4,838-3.8% |
| Participant deferral / active EE | $2,951 | $7,751-61.9% | $7,353-59.9% | $6,342-53.5% |
| Admin fee / account holder | $1,366 | $12,556-89.1% | $10,800-87.4% | $12,312-88.9% |