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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,199 | $174,379-39.7% | $152,093-30.8% | $138,895-24.3% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 15.24% | 74.86%-59.6pp | 66.36%-51.1pp | 145.39%-130.2pp |
| Employer contribution / active EE | $1,540 | $4,652-66.9% | $4,175-63.1% | $4,194-63.3% |
| Participant deferral / active EE | $7,718 | $6,159+25.3% | $5,451+41.6% | $6,396+20.7% |
| Admin fee / account holder | $407 | $16,880-97.6% | $14,497-97.2% | $12,562-96.8% |