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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,990 | $148,582-11.8% | $135,942-3.6% | $139,456-6.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.41% | 79.26%-59.8pp | 68.28%-48.9pp | 373.45%-354.0pp |
| Employer contribution / active EE | $1,013 | $5,245-80.7% | $4,858-79.1% | $4,753-78.7% |
| Participant deferral / active EE | $4,151 | $8,101-48.8% | $7,759-46.5% | $6,711-38.1% |
| Admin fee / account holder | $1,618 | $12,402-87.0% | $10,764-85.0% | $11,407-85.8% |