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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,728 | $73,978-66.6% | $96,515-74.4% | $75,173-67.1% |
| Participation rate | 80.0% | 66.4%+13.6pp | 74.3%+5.7pp | 67.2%+12.8pp |
| Annual return | 2678.73% | 26.72%+2652.0pp | 35.73%+2643.0pp | 160.72%+2518.0pp |
| Employer contribution / active EE | $0 | $2,931-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,248 | $3,660-38.6% | $4,880-53.9% | $4,126-45.5% |
| Admin fee / account holder | $1,835 | $5,219-64.8% | $6,735-72.8% | $5,651-67.5% |