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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,039 | $138,075-78.2% | $123,552-75.7% | $135,379-77.8% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -9.05% | 153.70%-162.8pp | 119.20%-128.3pp | 519.79%-528.8pp |
| Employer contribution / active EE | $4,147 | $5,152-19.5% | $4,628-10.4% | $4,779-13.2% |
| Participant deferral / active EE | $7,740 | $6,800+13.8% | $6,426+20.5% | $5,609+38.0% |
| Admin fee / account holder | $16,483 | $10,917+51.0% | $9,285+77.5% | $10,828+52.2% |