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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,473 | $125,237-58.9% | $105,608-51.3% | $145,877-64.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 6.64% | 225.76%-219.1pp | 116.50%-109.9pp | 551.28%-544.6pp |
| Employer contribution / active EE | $1,325 | $3,720-64.4% | $3,167-58.2% | $4,663-71.6% |
| Participant deferral / active EE | $6,096 | $5,711+6.8% | $5,010+21.7% | $6,691-8.9% |
| Admin fee / account holder | $948 | $17,287-94.5% | $11,028-91.4% | $13,402-92.9% |