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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,367 | $50,947-11.0% | $74,551-39.1% | $64,173-29.3% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.1%+30.9pp | 69.6%+30.4pp |
| Annual return | -8.11% | -1.85%-6.3pp | 32.53%-40.6pp | 7.63%-15.7pp |
| Employer contribution / active EE | $1,886 | $1,115+69.1% | $1,961-3.8% | $2,381-20.8% |
| Participant deferral / active EE | $4,021 | $2,302+74.7% | $3,108+29.4% | $3,470+15.9% |
| Admin fee / account holder | $2,383 | $4,221-43.5% | $5,059-52.9% | $4,887-51.2% |