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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,072 | $48,364-17.1% | $71,796-44.2% | $62,881-36.3% |
| Participation rate | 100.0% | 60.6%+39.4pp | 69.1%+30.9pp | 69.3%+30.7pp |
| Annual return | 8.84% | 13.16%-4.3pp | 78.04%-69.2pp | 20.14%-11.3pp |
| Employer contribution / active EE | $4,159 | $1,042+299.2% | $1,924+116.1% | $2,281+82.3% |
| Participant deferral / active EE | $3,204 | $2,091+53.2% | $2,794+14.7% | $3,2030% |
| Admin fee / account holder | $880 | $3,771-76.7% | $4,815-81.7% | $4,296-79.5% |