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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,247 | $227,566-3.2% | $189,558+16.2% | $167,518+31.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | 9.03% | 78.43%-69.4pp | 64.19%-55.2pp | 478.71%-469.7pp |
| Employer contribution / active EE | $0 | $5,316-100.0% | $4,412-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $9,070 | $7,002+29.5% | $6,174+46.9% | $6,342+43.0% |
| Admin fee / account holder | $970 | $11,881-91.8% | $9,809-90.1% | $12,312-92.1% |