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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,703 | $169,361-95.5% | $129,397-94.0% | $145,877-94.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 13.72% | 14395.54%-14381.8pp | 9453.98%-9440.3pp | 551.28%-537.6pp |
| Employer contribution / active EE | $593 | $5,542-89.3% | $4,154-85.7% | $4,663-87.3% |
| Participant deferral / active EE | $866 | $4,987-82.6% | $4,167-79.2% | $6,691-87.1% |
| Admin fee / account holder | $3,180 | $9,903-67.9% | $7,679-58.6% | $13,402-76.3% |