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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,036 | $162,785-88.9% | $133,959-86.5% | $158,950-88.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 44.06% | 41.94%+2.1pp | 45.09%-1.0pp | 302.91%-258.8pp |
| Employer contribution / active EE | $2,884 | $4,975-42.0% | $3,919-26.4% | $4,762-39.4% |
| Participant deferral / active EE | $7,971 | $5,910+34.9% | $5,047+57.9% | $5,983+33.2% |
| Admin fee / account holder | $604 | $11,738-94.9% | $8,928-93.2% | $11,248-94.6% |