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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,450 | $100,895-84.7% | $90,430-82.9% | $158,950-90.3% |
| Participation rate | 72.7% | 75.0%-2.3pp | 72.7%0pp | 82.0%-9.2pp |
| Annual return | 25.05% | 1725.54%-1700.5pp | 1293.73%-1268.7pp | 302.91%-277.9pp |
| Employer contribution / active EE | $2,241 | $3,689-39.3% | $3,262-31.3% | $4,762-52.9% |
| Participant deferral / active EE | $7,252 | $4,347+66.8% | $3,963+83.0% | $5,983+21.2% |
| Admin fee / account holder | $6,059 | $6,505-6.9% | $5,613+7.9% | $11,248-46.1% |