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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,060 | $165,361-87.9% | $149,715-86.6% | $158,950-87.4% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 19.31% | 348.24%-328.9pp | 276.66%-257.3pp | 302.91%-283.6pp |
| Employer contribution / active EE | $3,873 | $5,103-24.1% | $4,645-16.6% | $4,762-18.7% |
| Participant deferral / active EE | $5,417 | $7,182-24.6% | $6,842-20.8% | $5,983-9.4% |
| Admin fee / account holder | $2,006 | $10,808-81.4% | $9,310-78.4% | $11,248-82.2% |