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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,848 | $118,496-41.9% | $98,461-30.1% | $139,466-50.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 27.35% | 18.96%+8.4pp | 21.17%+6.2pp | 373.66%-346.3pp |
| Employer contribution / active EE | $3,096 | $3,611-14.3% | $3,049+1.6% | $4,754-34.9% |
| Participant deferral / active EE | $8,907 | $5,393+65.2% | $4,738+88.0% | $6,712+32.7% |
| Admin fee / account holder | $1,017 | $14,056-92.8% | $8,961-88.6% | $11,409-91.1% |