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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,303 | $118,708-61.8% | $98,920-54.2% | $158,982-71.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 24.84% | 372.49%-347.7pp | 196.47%-171.6pp | 302.99%-278.2pp |
| Employer contribution / active EE | $2,690 | $3,334-19.3% | $2,6890% | $4,763-43.5% |
| Participant deferral / active EE | $4,088 | $5,089-19.7% | $4,245-3.7% | $5,983-31.7% |
| Admin fee / account holder | $383 | $10,134-96.2% | $6,643-94.2% | $11,252-96.6% |