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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,090 | $160,070-69.3% | $147,117-66.6% | $145,897-66.4% |
| Participation rate | 42.9% | 84.0%-41.2pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 12.58% | 98.69%-86.1pp | 420.54%-408.0pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,674 | $5,285-68.3% | $4,932-66.1% | $4,663-64.1% |
| Participant deferral / active EE | $3,196 | $8,419-62.0% | $8,065-60.4% | $6,689-52.2% |
| Admin fee / account holder | $1,152 | $15,035-92.3% | $12,993-91.1% | $13,390-91.4% |