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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CETERA ADVISORS LLC Service code 26 · EIN 84-0858799 | Advisory (Participants) | $19,443 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $1,494 |
Filed as: WILSHIRE ASSOCIATES INC(USA) Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE 600 · SANTA MONICA, CA 90401 | Advisory (Participants) | $778 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,960 | $83,045-59.1% | $130,045-73.9% | $71,511-52.5% |
| Participation rate | 92.4% | 74.1%+18.3pp | 78.5%+13.9pp | 67.9%+24.4pp |
| Annual return | 21.41% | 20.61%+0.8pp | -137.30%+158.7pp | 28.86%-7.4pp |
| Employer contribution / active EE | $6,625 | $2,623+152.5% | $4,321+53.3% | $2,589+155.9% |
| Participant deferral / active EE | $4,338 | $4,436-2.2% | $5,820-25.5% | $4,291+1.1% |
| Admin fee / account holder | $187 | $1,727-89.2% | $10,600-98.2% | $1,588-88.2% |