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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,718 | $111,814-65.4% | $103,378-62.5% | $145,978-73.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.74% | 24.80%-17.1pp | 24.91%-17.2pp | 550.52%-542.8pp |
| Employer contribution / active EE | $925 | $4,215-78.1% | $3,870-76.1% | $4,662-80.2% |
| Participant deferral / active EE | $2,838 | $5,618-49.5% | $5,058-43.9% | $6,690-57.6% |
| Admin fee / account holder | $3,641 | $9,764-62.7% | $8,401-56.7% | $13,400-72.8% |