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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,886 | $175,257-79.5% | $149,717-76.0% | $139,456-74.3% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 32.90% | 166.70%-133.8pp | 134.41%-101.5pp | 373.45%-340.5pp |
| Employer contribution / active EE | $1,733 | $5,477-68.4% | $4,820-64.1% | $4,753-63.5% |
| Participant deferral / active EE | $10,080 | $6,521+54.6% | $5,682+77.4% | $6,711+50.2% |
| Admin fee / account holder | $871 | $16,156-94.6% | $13,213-93.4% | $11,407-92.4% |