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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,178 | $156,398-86.5% | $147,318-85.6% | $138,895-84.8% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.6pp | 79.9%+11.7pp |
| Annual return | 106.79% | 78.75%+28.0pp | 70.43%+36.4pp | 145.39%-38.6pp |
| Employer contribution / active EE | $2,096 | $4,853-56.8% | $4,593-54.4% | $4,194-50.0% |
| Participant deferral / active EE | $4,691 | $8,237-43.0% | $7,906-40.7% | $6,396-26.7% |
| Admin fee / account holder | $1,807 | $14,976-87.9% | $13,708-86.8% | $12,562-85.6% |