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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,609 | $98,766-88.2% | $149,730-92.2% | $79,852-85.5% |
| Participation rate | 93.4% | 75.8%+17.7pp | 82.5%+11.0pp | 69.6%+23.8pp |
| Annual return | 21.56% | 27.43%-5.9pp | 276.70%-255.1pp | 31.72%-10.2pp |
| Employer contribution / active EE | $3,088 | $3,217-4.0% | $4,645-33.5% | $2,471+25.0% |
| Participant deferral / active EE | $4,418 | $5,681-22.2% | $6,843-35.4% | $3,740+18.1% |
| Admin fee / account holder | $3,244 | $6,052-46.4% | $9,310-65.2% | $5,306-38.9% |