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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,432 | $148,623-88.9% | $135,974-87.9% | $139,466-88.2% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 28.81% | 79.30%-50.5pp | 68.30%-39.5pp | 373.66%-344.8pp |
| Employer contribution / active EE | $2,362 | $5,246-55.0% | $4,859-51.4% | $4,754-50.3% |
| Participant deferral / active EE | $5,258 | $8,103-35.1% | $7,760-32.2% | $6,712-21.7% |
| Admin fee / account holder | $498 | $12,406-96.0% | $10,767-95.4% | $11,409-95.6% |