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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,243 | $197,625-37.1% | $177,840-30.1% | $158,966-21.8% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.7%+2.3pp | 82.0%+8.0pp |
| Annual return | 17.05% | 58.76%-41.7pp | 48.32%-31.3pp | 302.95%-285.9pp |
| Employer contribution / active EE | $2,495 | $6,698-62.8% | $5,919-57.8% | $4,762-47.6% |
| Participant deferral / active EE | $6,918 | $8,405-17.7% | $7,714-10.3% | $5,983+15.6% |
| Admin fee / account holder | $2,994 | $15,405-80.6% | $12,431-75.9% | $11,250-73.4% |