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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,431 | $160,059-62.2% | $140,019-56.8% | $135,379-55.4% |
| Participation rate | 94.7% | 88.5%+6.2pp | 87.5%+7.2pp | 82.6%+12.1pp |
| Annual return | -9.50% | 911.44%-920.9pp | 651.15%-660.6pp | 519.79%-529.3pp |
| Employer contribution / active EE | $2,600 | $6,420-59.5% | $5,605-53.6% | $4,779-45.6% |
| Participant deferral / active EE | $6,971 | $7,641-8.8% | $6,927+0.6% | $5,609+24.3% |
| Admin fee / account holder | $1,604 | $13,328-88.0% | $10,705-85.0% | $10,828-85.2% |