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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,068 | $148,582-36.0% | $135,942-30.1% | $139,456-31.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.49% | 79.26%-65.8pp | 68.28%-54.8pp | 373.45%-360.0pp |
| Employer contribution / active EE | $3,704 | $5,245-29.4% | $4,858-23.7% | $4,753-22.1% |
| Participant deferral / active EE | $22,180 | $8,101+173.8% | $7,759+185.9% | $6,711+230.5% |
| Admin fee / account holder | $10,001 | $12,402-19.4% | $10,764-7.1% | $11,407-12.3% |