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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,048 | $53,546+45.8% | $69,890+11.7% | $68,490+14.0% |
| Participation rate | 33.3% | 64.5%-31.2pp | 70.5%-37.2pp | 67.9%-34.6pp |
| Annual return | -18.20% | -13.87%-4.3pp | 190.84%-209.0pp | -7.85%-10.3pp |
| Employer contribution / active EE | $970 | $2,019-52.0% | $2,560-62.1% | $2,597-62.6% |
| Participant deferral / active EE | $1,501 | $2,957-49.2% | $3,848-61.0% | $4,028-62.7% |
| Admin fee / account holder | $3,752 | $4,693-20.1% | $6,267-40.1% | $5,403-30.6% |