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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,551 | $211,239-74.6% | $178,528-70.0% | $145,877-63.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.63% | 30.22%-16.6pp | 27.11%-13.5pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,185 | $4,570-74.1% | $3,950-70.0% | $4,663-74.6% |
| Participant deferral / active EE | $16,916 | $6,963+143.0% | $6,278+169.4% | $6,691+152.8% |
| Admin fee / account holder | $2,885 | $12,095-76.1% | $10,419-72.3% | $13,402-78.5% |