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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,551 | $210,698-74.6% | $178,014-69.9% | $145,959-63.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.63% | 386.27%-372.6pp | 294.80%-281.2pp | 561.95%-548.3pp |
| Employer contribution / active EE | $1,185 | $4,567-74.1% | $3,950-70.0% | $4,661-74.6% |
| Participant deferral / active EE | $16,916 | $6,958+143.1% | $6,276+169.5% | $6,689+152.9% |
| Admin fee / account holder | $2,885 | $12,016-76.0% | $10,362-72.2% | $13,398-78.5% |