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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,280 | $183,592-59.0% | $155,574-51.6% | $145,877-48.4% |
| Participation rate | 81.3% | 82.7%-1.4pp | 78.2%+3.0pp | 80.3%+0.9pp |
| Annual return | 12.07% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,770 | $5,317-47.9% | $4,676-40.8% | $4,663-40.6% |
| Participant deferral / active EE | $5,431 | $6,466-16.0% | $5,629-3.5% | $6,691-18.8% |
| Admin fee / account holder | $750 | $19,316-96.1% | $15,914-95.3% | $13,402-94.4% |