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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,568 | $167,353-63.2% | $143,797-57.2% | $134,545-54.2% |
| Participation rate | 69.2% | 84.8%-15.6pp | 80.3%-11.1pp | 81.2%-12.0pp |
| Annual return | -18.74% | 0.48%-19.2pp | -0.04%-18.7pp | 418.37%-437.1pp |
| Employer contribution / active EE | $3,328 | $5,620-40.8% | $4,952-32.8% | $4,742-29.8% |
| Participant deferral / active EE | $6,229 | $6,447-3.4% | $5,638+10.5% | $6,401-2.7% |
| Admin fee / account holder | $1,389 | $18,096-92.3% | $14,679-90.5% | $11,431-87.8% |