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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,008 | $172,111-89.5% | $150,298-88.0% | $137,256-86.9% |
| Participation rate | 65.2% | 81.7%-16.5pp | 77.8%-12.5pp | 80.0%-14.7pp |
| Annual return | 16.01% | 69.37%-53.4pp | 62.79%-46.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,311 | $4,636-71.7% | $4,154-68.4% | $4,156-68.5% |
| Participant deferral / active EE | $2,462 | $6,166-60.1% | $5,453-54.8% | $6,407-61.6% |
| Admin fee / account holder | $3,530 | $16,471-78.6% | $14,116-75.0% | $12,270-71.2% |