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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,446 | $57,305-60.8% | $86,640-74.1% | $75,173-70.1% |
| Participation rate | 66.7% | 63.2%+3.5pp | 71.7%-5.0pp | 67.2%-0.5pp |
| Annual return | 18.24% | 2674.24%-2656.0pp | 592.52%-574.3pp | 160.72%-142.5pp |
| Employer contribution / active EE | $1,951 | $2,316-15.8% | $3,024-35.5% | $2,671-27.0% |
| Participant deferral / active EE | $3,267 | $3,320-1.6% | $4,438-26.4% | $4,126-20.8% |
| Admin fee / account holder | $4,254 | $4,116+3.4% | $5,616-24.2% | $5,651-24.7% |