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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,249 | $54,357-51.7% | $82,706-68.3% | $68,495-61.7% |
| Participation rate | 56.4% | 63.9%-7.5pp | 72.6%-16.1pp | 67.9%-11.5pp |
| Annual return | -18.35% | -13.67%-4.7pp | 701.76%-720.1pp | -7.84%-10.5pp |
| Employer contribution / active EE | $2,006 | $2,218-9.6% | $3,007-33.3% | $2,596-22.8% |
| Participant deferral / active EE | $3,092 | $3,246-4.8% | $4,394-29.6% | $4,028-23.2% |
| Admin fee / account holder | $835 | $4,396-81.0% | $5,329-84.3% | $5,403-84.5% |