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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,748 | $165,381+10.5% | $149,730+22.1% | $158,966+15.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 0.69% | 348.29%-347.6pp | 276.70%-276.0pp | 302.95%-302.3pp |
| Employer contribution / active EE | $1,598 | $5,104-68.7% | $4,645-65.6% | $4,762-66.5% |
| Participant deferral / active EE | $5,233 | $7,182-27.1% | $6,843-23.5% | $5,983-12.5% |
| Admin fee / account holder | $1,906 | $10,809-82.4% | $9,310-79.5% | $11,250-83.1% |