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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,143 | $150,447-20.1% | $136,298-11.9% | $147,586-18.6% |
| Participation rate | 72.7% | 84.4%-11.7pp | 81.9%-9.2pp | 82.8%-10.1pp |
| Annual return | 20.33% | 1049.15%-1028.8pp | 5156.27%-5135.9pp | 578.59%-558.3pp |
| Employer contribution / active EE | $7,518 | $5,256+43.0% | $4,696+60.1% | $4,876+54.2% |
| Participant deferral / active EE | $2,655 | $6,631-60.0% | $6,247-57.5% | $5,439-51.2% |
| Admin fee / account holder | $609 | $10,906-94.4% | $9,244-93.4% | $10,886-94.4% |