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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,698 | $123,412-67.0% | $69,460-41.4% | $145,978-72.1% |
| Participation rate | 88.9% | 69.2%+19.7pp | 66.4%+22.5pp | 80.3%+8.6pp |
| Annual return | 11.01% | 191.25%-180.2pp | 100.80%-89.8pp | 550.52%-539.5pp |
| Employer contribution / active EE | $1,525 | $2,684-43.2% | $1,714-11.0% | $4,662-67.3% |
| Participant deferral / active EE | $7,502 | $4,240+76.9% | $2,890+159.6% | $6,690+12.1% |
| Admin fee / account holder | $2,619 | $7,816-66.5% | $4,695-44.2% | $13,400-80.5% |