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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,290 | $138,114-75.9% | $125,391-73.5% | $134,545-75.3% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | 49.89% | 750.88%-701.0pp | 572.41%-522.5pp | 418.37%-368.5pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,816-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $5,948 | $7,801-23.8% | $7,448-20.1% | $6,401-7.1% |
| Admin fee / account holder | $105 | $11,570-99.1% | $10,009-99.0% | $11,431-99.1% |