Retirement plan

YELLOWSTONE FOREVER 401(K) RETIREMENT PLAN

Name: YELLOWSTONE FOREVER - YELLOWSTONE FOREVER 401(K) RETIREMENT PLAN (2023) Form 5500
Creator: YELLOWSTONE FOREVER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YELLOWSTONE FOREVER 401(K) RETIREMENT PLAN, YELLOWSTONE FOREVER

YELLOWSTONE FOREVEREIN 47-5427975Plan #004PY 2023

PO BOX 1857 - BOZEMAN, MT 597711857406-848-2400

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$5.2M

+21.3% from 2022

Total participants

121

+0.8% from 2022

Average account balance

$42,641

+19.3% from 2022

Annual return

16.78%

+32.05 pp from 2022

Benchmarks

See 4,415 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort4,415 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$48K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

123

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$564K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$82

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
TIAA7 years Service code 64 · EIN 13-1624203	Recordkeeping Fees	$6,664
CAPFINANCIAL PARTNERS LLC1 year Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143	Advisory (Plan)	$1,382

Plan features & details

Pension benefit codes2G2J2F2M3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$8K

$170 / participant

Contract admin$8K100.0%

% of EOY assets

0.154%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KCOE ISOM, LLP
Auditor EIN: 942222122
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,641

$46,534-8.4%

$64,097-33.5%

$75,177-43.3%

Participation rate

100.0%

65.9%+34.1pp

72.3%+27.7pp

67.2%+32.8pp

Annual return

16.78%

26.07%-9.3pp

33.75%-17.0pp

160.75%-144.0pp

Employer contribution / active EE

$3,780

$1,976+91.3%

$2,750+37.5%

$2,671+41.5%

Participant deferral / active EE

$7,053

$2,835+148.8%

$3,881+81.7%

$4,126+70.9%

Admin fee / account holder

$66

$2,957-97.8%

$3,070-97.9%

$5,651-98.8%

Provider

Service type

Compensation

TIAA7 years

Service code 64 · EIN 13-1624203

Recordkeeping Fees

$6,664

CAPFINANCIAL PARTNERS LLC1 year

Filed as: CAPFINANCIAL PARTNERS, LLC

Service code 27 · EIN 26-0058143

Advisory (Plan)

$1,382

YELLOWSTONE FOREVER 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YELLOWSTONE FOREVER 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion