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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,219 | $148,582-36.6% | $135,942-30.7% | $139,456-32.4% |
| Participation rate | 76.9% | 83.9%-6.9pp | 81.9%-5.0pp | 80.3%-3.4pp |
| Annual return | 18.94% | 79.26%-60.3pp | 68.28%-49.3pp | 373.45%-354.5pp |
| Employer contribution / active EE | $2,476 | $5,245-52.8% | $4,858-49.0% | $4,753-47.9% |
| Participant deferral / active EE | $7,899 | $8,101-2.5% | $7,759+1.8% | $6,711+17.7% |
| Admin fee / account holder | $4,556 | $12,402-63.3% | $10,764-57.7% | $11,407-60.1% |