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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,545 | $228,352-69.5% | $185,827-62.6% | $158,950-56.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 17.69% | 40.81%-23.1pp | 35.96%-18.3pp | 302.91%-285.2pp |
| Employer contribution / active EE | $2,813 | $4,967-43.4% | $4,087-31.2% | $4,762-40.9% |
| Participant deferral / active EE | $14,375 | $6,416+124.0% | $5,633+155.2% | $5,983+140.3% |
| Admin fee / account holder | $458 | $11,867-96.1% | $9,502-95.2% | $11,248-95.9% |