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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,456 | $154,228-47.2% | $145,433-44.0% | $137,256-40.7% |
| Participation rate | 68.2% | 83.8%-15.6pp | 82.1%-13.9pp | 80.0%-11.8pp |
| Annual return | 21.03% | 74.59%-53.6pp | 66.58%-45.5pp | 220.34%-199.3pp |
| Employer contribution / active EE | $4,074 | $4,804-15.2% | $4,554-10.6% | $4,156-2.0% |
| Participant deferral / active EE | $9,606 | $8,216+16.9% | $7,897+21.6% | $6,407+49.9% |
| Admin fee / account holder | $105 | $14,344-99.3% | $13,129-99.2% | $12,270-99.1% |