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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,570 | $99,053+31.8% | $88,179+48.1% | $138,895-6.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 17.72% | 78.17%-60.5pp | 64.97%-47.3pp | 145.39%-127.7pp |
| Employer contribution / active EE | $17,654 | $2,882+512.5% | $2,549+592.5% | $4,194+320.9% |
| Participant deferral / active EE | $13,888 | $5,225+165.8% | $4,614+201.0% | $6,396+117.1% |
| Admin fee / account holder | $26,560 | $8,748+203.6% | $7,673+246.2% | $12,562+111.4% |