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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,311 | $41,377-41.2% | $109,313-77.8% | $62,881-61.3% |
| Participation rate | 54.3% | 57.5%-3.2pp | 71.3%-16.9pp | 69.3%-15.0pp |
| Annual return | 0.00% | 11.05%-11.0pp | 22.07%-22.1pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,075 | $1,276-15.8% | $3,892-72.4% | $2,281-52.9% |
| Participant deferral / active EE | $2,225 | $2,045+8.8% | $3,166-29.7% | $3,203-30.5% |
| Admin fee / account holder | $316 | $2,884-89.0% | $5,666-94.4% | $4,296-92.6% |